VA Loans
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). These mortgage loans are available to Veterans and service members, or spouses who currently have conventional loans, FHA loans, USDA loans or VA loans.
There are three main types of VA Loans: Purchase Loan, Cash Out Refinance, VA IRRRL (Rate & Term Refinance).
VA Purchase Loans
VA home loan benefits give eligible borrowers access to mortgages with advantages that do not exist with conventional loans.
Several distinct elements of the VA loan are designed to help Veterans and other eligible borrowers obtain home mortgages:
- 100% Financing available
- Unique Benefits for Disabled Veterans
- 500 minimum Credit
VA IRRRL Refinance
The Rate and Term Refinance is one of the fastest and easiest ways to save money for Veterans. If your current interest rate is higher than today’s rate, you may be eligible to refinance into that lower rate immediately!
- No Appraisal
- No Income Verification
- No Out of Pocket Costs
VA Cash Out Refinance
With the Cash-Out refinance, you have the opportunity to turn the equity in your home into cash. Refinance your current mortgage while paying off high-interest rate credit cards could save you hundreds of dollars each month.
- 100% Financing available
- Unique Benefits for Disabled Veterans
- No Out of Pocket Costs
Application Form