Jumbo Loans

A jumbo Loan is an option for buyers whose home price exceeds the local area loan limit for conventional conforming programs. This type of loan is beneficial for homebuyers financing a more expensive property, which in most counties include anything above the $625,500, as determined by FHFA Jumbo loans, also called nonconforming loans, don’t conform to Fannie Mae or Freddie Mac’s purchasing standards.

Lenders determine jumbo mortgage rates based on your down payment amount, credit score and a number of other external factors.


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