Reverse Home Loans

What is a Reverse Home Loan?

A Reverse Loan, also called a Reverse Mortgage, is a specific type of FHA loan for homeowners aged 62 and over who want to stay in their homes without paying a hefty monthly mortgage.

It allows you to convert your home equity into cash income with no up-front or monthly payments.

How Does a Reverse Loan Work?

A Reverse Mortgage differs from a traditional loan in that your lender pays you rather than you paying your lender. You choose how to receive your funds and only pay interest on the proceeds you receive.

You keep the title to your home; however, you must still pay your property and hazard insurance.


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